Provisional Liability

Work-related injuries often come in the form of very minor incidents causing bumps, bruises, strains, and other relatively inconsequential injuries. Serious injury, although less common, can also occur in the workplace and can seriously affect an employees’ ability to work and maintain normal life function.

Workers who are injured on the job may request workers’ compensation benefits from his or her employer’s insurance company. While the claim is investigated, the insurance company may commence making payments to the employee without admitting complete liability for the accident. Such payments are often considered to be “provisional liability” payments.

Provisional Liability Requirements

Provisional liability often requires:

• Payments and benefits to injured employees for the first 12 weeks
• Monetary compensation up to $7,500
• Provisional payments to begin within seven days of the initial claim notification
• Notice of denial within seven days if there is adequate justification to deny the worker’s claim
• Providing the worker with adequate advice on how to file a workers’ compensation claim

The insurer is typically required to start making payments within one week of written notice, and must alert the employee immediately if the claim is denied. It is important to note that provisional liability payments are not an admission of liability on the part of the employer.

Contact Us

If you have been injured in a job-related accident, you may be eligible for workers’ compensation. For assistance with your workers’ compensation claim, contact a Philadelphia workers compensation lawyer of Lowenthal & Abrams, P.C. at 215-238-1130.