Common Workers’ Compensation Terminology

Filing a claim for workers’ compensation benefits can be incredibly confusing, as the process may not end up being straightforward due to injury complications or an unresponsive insurance company. However, those looking to pursue benefits can make the experience easier on themselves by doing a little research into the workers’ compensation process itself and the terminology they are likely to encounter when filing a claim.

Additionally, if a person wants reliable help with their workers’ compensation claim, an attorney can help them file a claim that will be stronger and harder to deny than if they filed by themselves. For more information regarding your options as an injured worker, contact a Philadelphia workers’ compensation attorney with Lowenthal & Abrams, P.C., by calling 215-238-1130 today.

Knowing These 3 Terms Can Help

A person filing for compensation may not be familiar with the following terms, but they may need to know them at some point during their claim:

#1: Claims Administrator / Claims Adjuster / Claims Examiner

A person who manages an injured worker’s claim is known as a claims administrator, adjuster, or examiner. They usually work for an insurance company, but may also be a part of a third-party company or work for the employer directly.

#2: Accepted Claim / Admitted Claim

When a person’s workers’ compensation claim is accepted, they may receive a notice stating that their claim has been accepted. However, an accepted claim doesn’t necessarily mean that there won’t be future problems with paying out that claim or using benefits.

#3: Apportionment

Permanent disability claims can lead a claims adjuster to evaluate how much of a person’s disabilities are due to prior health conditions and how much of their disabilities are caused by the workplace injury in question. Figuring this out is a process known as apportionment.

Contact Us

If you’ve been injured while at work, you may be entitled to pursue workers’ comp benefits. To learn more about your legal options and how an attorney may be able to help you file a claim or dispute a rejected claim, contact a Philadelphia workers’ compensation lawyer with Lowenthal & Abrams, P.C., at 215-238-1130 today.